I started taking Zantac today so I'll give it 2 days to see if I'm OK. If it gets worse, I'll go before then. If it gets better, I won't go.
You are absolutely right about the 2 types of people. I used to go all the time, then I got a great dr. and I stopped going altogether because she always made me feel like I'm OK. I guess I am kind of falling into the 2nd category. I was treated so horribly by my former dr. and his PA because I went so often... Somewhere there is the middle ground for me.
General guideline :
When you get strong pain, go check it out. When you get smth out of ordinary, i.e. felling nausea every day, and until recently you haven't had it at all, vomiting out of the blew, strong headaches when you never had them before, very high fever...
You get the point, smth that is out of ordinary and interfering with your life. All those pressure, buzzing, burning, tingling, twitching, very mild headaches, things that come and go, you can ignore for the most part.
And almost always, when you go to doctor you will get diagnosis of some normal curable disease.