Well, the first thing is you have to stop telling yourself that you can't do this...you CAN! If you keep telling yourself that you can't, then it really becomes a self fulfilling prophecy so let's just nip that one in the bud...mkay! And yes...I know that it is easier said than done, but try to work on it!
Having financial problems and needing to file bankruptcy is a huge burden and a tremendous stresser for anyone to have to deal with....even those who do not suffer from anxiety. Just be honest with your hubby as I bet, he is probably experiencing some of the same fears, albeit yours may be a bit more to the "extreme".
My hubby is one of THE MOST laid back people you will ever meet. I don't think I've ever seen him cry, he rarely ever gets stressed, has only raised his voice once since we've been together, which is 8-9 years, and pretty much just "goes with flow" and adapts to situations and changes quite easily. Me on the other hand....well, I'm just a ball full of nerves! But when the time came for me to explain the seriousness of my anxiety, and the addition of panic attacks, I thought he would never understand, and at first....he really didn't. I must have explained it o him a hundred different ways and he still didn't get it. Then, something happened! And it wasn't anything that I did to make him realize it.
We were out at the store buying shoes for me, him and my son. I tried a pair on and was walking around the store with the shoes on, when I suddenly got an overwhelming feeling of anxiety and low and behold....a panic attack was coming. Try as I might to fight it, I just couldn't and I said to him, I'll be right back...I need to get some air. And what did I do? I ran out of the store with the sneakers I was trying on, on my feet! One of the clerks, whom was outside smoking a ciggie at the time, had come over to me. Mind you, I still had tags on my shoes and all I could think at that point was...omg! Now they're going to call the cops and have me arrested! For stealing!
Anyway, he came over, and said are you okay? I just looked at him...hands trembling, my voice shaky, legs so wobbly I could barely stand, tears in my eyes and I said no....I'm not! Oddly enough, he gave me hug and said...don't worry...it will pass...your just having a panic attack. Now mind you...my hubby had followed me out and witnessed what this complete stranger had said to me. I know, I know...seems almost surreal and in retrospect the entire situation was a bit odd! Lmao! But then again, I find myself reassuring strangers all the time! Especially those with unruly kids in the grocery store. But I digress....
At the time, I couldn't believe that someone I had never met before knew me so well! Well, not really but ya know what I mean! It just amazed me how obvious my anxiety and panic were at the time. But this was also the incident that finally made my hubby realize what I was going through and that yes...he never would REALLY get it or understand it. It kinda bothered him for a few days, that someone just had to look at me to know what was happening and was able to comfort me. After that, we talked a bit more about my PAs and while he does have a little bit better understanding of it, I have come to terms with the fact that he never will really get it. What he does know now though, is how to comfort me, when in my time of need. For example, yesterday was a bad day at work and the ride home was rough so I called him and he stayed on the phone with me for a good 15 minutes. The old him wouldn't have even picked up the phone as he had work at 5am this morning but he now realizes just how horrible these episodes can be.
I'm sorry for the rambling, but my point is that, sometimes, it IS very difficult for those who don't experience what you do to relate. The best thing to do is to be as honest as possible with your hubby, but to also realize that he may NEVER really "get it" completely. You also may need to tell them in detail...as if you were talking to a child...what you need from them. After one of my long talks with my hubby, I found that he was just as frustrated as I was in that he said he never really knew what I needed so I had t be specific....very very specific!
I'm so sorry that you are going through all of this, as it is very stressful, but you will make it through and come out stronger in the end. Best of luck to ya.