Door, was your mother able to get a job in a school? Your story is inspiring and yes, some people can make tons of money without an education. My husband was making six figures and even topped out at a million dollars. Now we're flat broke, in debt and barely making our bills every month. And he was never pro-active but rather re-active--even when he knew the change was coming. He now works for his friend who has a roofing and siding business doing sales. We live in Chicago, so it's a seasonal job. He spends most of his free time fishing and hunting. We have two kids and no health insurance. And you wonder why I'm depressed and filled with anxiety?
It takes a unique personality combination, along with intelligence to push to the top without an education. But the majority need some type of training or education to open a door or two, you know?
In 1993, my mother got her nursing degree. While she was in school, she worked as a cashier in a grocery store for $4.25/hour. She had $40,000 in credit card debt, 4 teenagers, a mortgage, and no alimony. I remember when she started selling her jewelry. Our health insurance was taken care of by my dad, which really, really helped. She eventually sold the house.
In this economy, it is more difficult to be broke because it's impossible to sell your cars or your house in order to get money.
What's ironic is that once my mom became a nurse, she hated it and immediately began an exit strategy. Today she is a tenured school teacher with the most awesome health benefits. It's never too late to go back to school. Never. My mom was in her 50s when she got her teaching degree.
I feel as if I have to add that my mother was a doctor's wife. She had a high standard of living before her divorce. Then, she had nothing but her children. She swallowed all her pride to work at minimum wage. One of my high school friends was her boss. How embarrassing is that?
I'm really, really sorry about your situation. I've been seeing so many people getting laid off. These people were earning $200K+. They are typically in their 30s with a stay-at-home parent and small children. I have no idea what they are going to do. They have debt from getting their graduate degrees, mortgages, car payments, etc. Their parents are probably broke too, with their IRAs and 401Ks dropping by half.
Have you tried getting public assistance? I used to get food stamps and Medicaid.
I realize the importance of having skills and training for a secure job. The reason I suggested that JesE might want to put off higher education is that she does not seem to know what direction she wants to take and she seems to have a lot on her plate right now (drugs, SI). She's young too, I think, 17. Having a year or two of "me time", working out her issues, dedicating herself to therapy, might be good for her in the long run.